Editorial take: Capital One Venture Rewards
The simplest travel card in the game. Flat 2x on everything plus transfer partners means you don't have to think, just swipe. Great for people who don't want to chase bonus categories.
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Side-by-side
Capital One Venture Rewards vs Avianca LifeMiles American Express Elite Card
Both are travel travel cards. The Capital One Venture Rewards comes from Capital One at $95/yr; the Avianca LifeMiles American Express Elite Card from Cardless at $249/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Venture Rewards is the stronger pick today, the sign-up bonus is meaningfully larger ($1,238 more in estimated value) than the Avianca LifeMiles American Express Elite Card's. Get the Capital One Venture Rewards first; revisit the Avianca LifeMiles American Express Elite Card after you've earned that bonus.
| Feature | Capital One Venture Rewards | Avianca LifeMiles American Express Elite Card |
|---|---|---|
| Annual fee | $95 | $249 |
| Sign-up bonus | 75,000 miles | Not advertised |
| Bonus value (est.) | $1,238 | - |
| Min spend to unlock bonus | $4,000 in 3 mo | - |
| Issuer | Capital One | Cardless |
| Card category | travel | travel |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | capital-one | None |
| Headline benefits |
|
Read the full review
Capital One Venture Rewards
$95/yr · 75,000 miles
Read the full review
Avianca LifeMiles American Express Elite Card
$249/yr ·
Editorial take: Avianca LifeMiles American Express Elite Card
Common questions
- Which card has the bigger sign-up bonus, Capital One Venture Rewards or Avianca LifeMiles American Express Elite Card?
- The Capital One Venture Rewards has a public bonus (75,000 miles, worth roughly $1,238), while the Avianca LifeMiles American Express Elite Card doesn't advertise one right now.
- Is the Capital One Venture Rewards's $95 annual fee worth it compared to the Avianca LifeMiles American Express Elite Card?
- At $95/yr, the Capital One Venture Rewards is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Avianca LifeMiles American Express Elite Card's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Venture Rewards and Avianca LifeMiles American Express Elite Card?
- Yes, since they're from different issuers (Capital One and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Venture Rewards or the Avianca LifeMiles American Express Elite Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture Rewards: $4,000 spend in 3 months. Avianca LifeMiles American Express Elite Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.