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Capital One Venture Business vs Chase Sapphire Reserve

Both are well-respected travel cards. The Capital One Venture Business comes from Capital One at $95/yr; the Chase Sapphire Reserve from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCapital One Venture BusinessChase Sapphire Reserve
Annual fee$95$795
Sign-up bonusUp to 150,000 miles125,000 points
Bonus value (est.)$2,775$2,500
Min spend to unlock bonus$30,000 in 6 mo$6,000 in 3 mo
IssuerCapital OneChase
Card categorybusinesstravel
Best earning category (Hotels_capital_one)5x1x
Transfer partnerscapital-onechase-ur
Headline benefits
  • Up to 150K bonus miles (tiered)
  • 2x on everything
  • Transfers to 15+ partners
  • Global Entry credit
  • $300 annual travel credit
  • 8x on Chase Travel
  • 4x on flights & hotels booked direct
  • $500 The Edit hotel credit
Read the full review
Capital One Venture Business
$95/yr · Up to 150,000 miles
Read the full review
Chase Sapphire Reserve
$795/yr · 125,000 points

Editorial take: Capital One Venture Business

Capital One rebranded Spark Miles for Business as Venture Business in April 2026 with a tiered up-to-150k welcome bonus. Strong catch-all 2x earner with transferable points; the Capital One transfer chart (Aeroplan, Flying Blue, Turkish, Virgin Atlantic) makes 2x meaningful.

Editorial take: Chase Sapphire Reserve

Recently revamped with over $3,000 in annual credits and perks. If you travel three or more times a year and live near an airport with a Sapphire lounge, this card is a smart choice.

Common questions

Which card has the bigger sign-up bonus, Capital One Venture Business or Chase Sapphire Reserve?
The Capital One Venture Business has the bigger bonus — Up to 150,000 miles, worth roughly $2,775, versus 125,000 points (~$2,500) on the Chase Sapphire Reserve.
Is the Capital One Venture Business's $95 annual fee worth it compared to the Chase Sapphire Reserve?
At $95/yr, the Capital One Venture Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Sapphire Reserve's — pick the one whose perks you'll actually use.
Can I have both the Capital One Venture Business and Chase Sapphire Reserve?
Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Capital One Venture Business or the Chase Sapphire Reserve first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture Business: $30,000 spend in 6 months. Chase Sapphire Reserve: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.