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Side-by-side

Capital One Venture Business vs Chase Ink Business Cash

Both are business travel cards. The Capital One Venture Business comes from Capital One at $95/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Capital One Venture Business is the stronger pick today, the sign-up bonus is meaningfully larger ($650 more in estimated value) than the Chase Ink Business Cash's. Get the Capital One Venture Business first; revisit the Chase Ink Business Cash after you've earned that bonus.

FeatureCapital One Venture BusinessChase Ink Business Cash
Annual fee$95$0
Sign-up bonus100,000 miles$1,000 bonus cash back
Bonus value (est.)$1,650$1,000
Min spend to unlock bonus$10,000 in 3 mo$8,000 in 4 mo
IssuerCapital OneChase
Card categorybusinessbusiness
Best earning category (Hotels_capital_one)5x1x
Transfer partnerscapital-onechase-ur
Headline benefits
  • 100K bonus miles ($10k spend in 3 months)
  • 2x on everything
  • Transfers to 15+ partners
  • Global Entry credit
  • 5% office + internet/phone
  • $1,000 SUB ($8k spend in 4 months)
  • No annual fee
  • Converts to UR points
Read the full review
Capital One Venture Business
$95/yr · 100,000 miles
Read the full review
Chase Ink Business Cash
$0/yr · $1,000 bonus cash back

Editorial take: Capital One Venture Business

Capital One rebranded Spark Miles for Business as Venture Business in April 2026. The current public offer is 100,000 miles after $10,000 in 3 months (the launch-window tiered up-to-150k offer has ended). Strong catch-all 2x earner with transferable points; the Capital One transfer chart (a transfer partner, Flying Blue, Turkish, Virgin Red) makes 2x meaningful.

Editorial take: Chase Ink Business Cash

Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: Current public offer is $1,000 cash back after $8,000 spend in 4 months, which Chase presents as its best offer ever (issuer-verified 2026-07-16).

Common questions

Which card has the bigger sign-up bonus, Capital One Venture Business or Chase Ink Business Cash?
The Capital One Venture Business has the bigger bonus, 100,000 miles, worth roughly $1,650, versus $1,000 bonus cash back (~$1,000) on the Chase Ink Business Cash.
Is the Capital One Venture Business's $95 annual fee worth it compared to the Chase Ink Business Cash?
At $95/yr, the Capital One Venture Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Cash's, pick the one whose perks you'll actually use.
Can I have both the Capital One Venture Business and Chase Ink Business Cash?
Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Capital One Venture Business or the Chase Ink Business Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture Business: $10,000 spend in 3 months. Chase Ink Business Cash: $8,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.