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Capital One Venture Business vs TAP Miles and Go American Express Card

Both are well-respected travel cards. The Capital One Venture Business comes from Capital One at $95/yr; the TAP Miles and Go American Express Card from Cardless at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Capital One Venture Business is the stronger pick today, the sign-up bonus is meaningfully larger ($2,775 more in estimated value) than the TAP Miles and Go American Express Card's. Get the Capital One Venture Business first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureCapital One Venture BusinessTAP Miles and Go American Express Card
Annual fee$95$79
Sign-up bonusUp to 150,000 miles40,000 bonus miles
Bonus value (est.)$2,775-
Min spend to unlock bonus$30,000 in 6 mo$2,500 in 3 mo
IssuerCapital OneCardless
Card categorybusinessairline
Best earning category (Hotels_capital_one)5x1x
Transfer partnerscapital-oneNone
Headline benefits
  • Up to 150K bonus miles (tiered)
  • 2x on everything
  • Transfers to 15+ partners
  • Global Entry credit
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
Read the full review
Capital One Venture Business
$95/yr · Up to 150,000 miles
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles

Editorial take: Capital One Venture Business

Capital One rebranded Spark Miles for Business as Venture Business in April 2026 with a tiered up-to-150k welcome bonus. Strong catch-all 2x earner with transferable points; the Capital One transfer chart (Aeroplan, Flying Blue, Turkish, Virgin Atlantic) makes 2x meaningful.

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Common questions

Which card has the bigger sign-up bonus, Capital One Venture Business or TAP Miles and Go American Express Card?
The Capital One Venture Business has a public bonus (Up to 150,000 miles, worth roughly $2,775), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the Capital One Venture Business's $95 annual fee worth it compared to the TAP Miles and Go American Express Card?
At $95/yr, the Capital One Venture Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the TAP Miles and Go American Express Card's, pick the one whose perks you'll actually use.
Can I have both the Capital One Venture Business and TAP Miles and Go American Express Card?
Yes, since they're from different issuers (Capital One and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Capital One Venture Business or the TAP Miles and Go American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture Business: $30,000 spend in 6 months. TAP Miles and Go American Express Card: $2,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.