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Side-by-side

Capital One Spark Miles for Business vs Costco Anywhere Visa Business Card by Citi

Both are well-respected travel cards. The Capital One Spark Miles for Business comes from Capital One at $95/yr; the Costco Anywhere Visa Business Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCapital One Spark Miles for BusinessCostco Anywhere Visa Business Card by Citi
Annual fee$95$0
Sign-up bonusNo current public welcome offer
Bonus value (est.)--
Min spend to unlock bonus--
IssuerCapital OneCiti
Card categorybusiness
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Capital One Spark Miles for Business
      $95/yr ·
      Read the full review
      Costco Anywhere Visa Business Card by Citi
      $0/yr · No current public welcome offer

      Editorial take: Capital One Spark Miles for Business

      Editorial take: Costco Anywhere Visa Business Card by Citi

      Common questions

      Which card has the bigger sign-up bonus, Capital One Spark Miles for Business or Costco Anywhere Visa Business Card by Citi?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Capital One Spark Miles for Business's $95 annual fee worth it compared to the Costco Anywhere Visa Business Card by Citi?
      At $95/yr, the Capital One Spark Miles for Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Costco Anywhere Visa Business Card by Citi's, pick the one whose perks you'll actually use.
      Can I have both the Capital One Spark Miles for Business and Costco Anywhere Visa Business Card by Citi?
      Yes, since they're from different issuers (Capital One and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Capital One Spark Miles for Business or the Costco Anywhere Visa Business Card by Citi first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Miles for Business: no published min spend. Costco Anywhere Visa Business Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.