All credit cards
Side-by-side
Capital One Spark Cash Select vs U.S. Bank Business Altitude Power Visa Signature Card
Both are well-respected travel cards. The Capital One Spark Cash Select comes from Capital One at $95/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the U.S. Bank Business Altitude Power Visa Signature Card is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Capital One Spark Cash Select's. Get the U.S. Bank Business Altitude Power Visa Signature Card first; revisit the Capital One Spark Cash Select after you've earned that bonus.
| Feature | Capital One Spark Cash Select | U.S. Bank Business Altitude Power Visa Signature Card |
|---|---|---|
| Annual fee | $95 | $195 |
| Sign-up bonus | $1,000 cash bonus | 75,000 Altitude points |
| Bonus value (est.) | - | $750 |
| Min spend to unlock bonus | $10,000 in 3 mo | $10,000 in 4 mo |
| Issuer | Capital One | U.S. Bank |
| Card category | business | |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Cash Select
$95/yr · $1,000 cash bonus
Read the full review
U.S. Bank Business Altitude Power Visa Signature Card
$195/yr · 75,000 Altitude points
Editorial take: U.S. Bank Business Altitude Power Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash Select or U.S. Bank Business Altitude Power Visa Signature Card?
- The U.S. Bank Business Altitude Power Visa Signature Card has a public bonus (75,000 Altitude points, worth roughly $750), while the Capital One Spark Cash Select doesn't advertise one right now.
- Is the Capital One Spark Cash Select's $95 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
- At $95/yr, the Capital One Spark Cash Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash Select and U.S. Bank Business Altitude Power Visa Signature Card?
- Yes, since they're from different issuers (Capital One and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash Select or the U.S. Bank Business Altitude Power Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash Select: $10,000 spend in 3 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.