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Side-by-side

Capital One Spark Cash Select vs Marriott Bonvoy Bountiful

Both are well-respected travel cards. The Capital One Spark Cash Select comes from Capital One at $95/yr; the Marriott Bonvoy Bountiful from Chase at $250/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCapital One Spark Cash SelectMarriott Bonvoy Bountiful
Annual fee$95$250
Sign-up bonus$1,000 cash bonus85,000 Bonus Points
Bonus value (est.)--
Min spend to unlock bonus$10,000 in 3 mo$4,000 in 3 mo
IssuerCapital OneChase
Card categorybusinesshotel
Best earning category (Hotels_capital_one)5x1x
Transfer partnersNoneNone
Headline benefits
    • 50k free night cert
    • Gold status
    • 6x at Marriott
    • Platinum at $60k spend
    Read the full review
    Capital One Spark Cash Select
    $95/yr · $1,000 cash bonus
    Read the full review
    Marriott Bonvoy Bountiful
    $250/yr · 85,000 Bonus Points

    Editorial take: Capital One Spark Cash Select

    Editorial take: Marriott Bonvoy Bountiful

    Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.

    Common questions

    Which card has the bigger sign-up bonus, Capital One Spark Cash Select or Marriott Bonvoy Bountiful?
    Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
    Is the Capital One Spark Cash Select's $95 annual fee worth it compared to the Marriott Bonvoy Bountiful?
    At $95/yr, the Capital One Spark Cash Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Marriott Bonvoy Bountiful's, pick the one whose perks you'll actually use.
    Can I have both the Capital One Spark Cash Select and Marriott Bonvoy Bountiful?
    Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Capital One Spark Cash Select or the Marriott Bonvoy Bountiful first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash Select: $10,000 spend in 3 months. Marriott Bonvoy Bountiful: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.