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Side-by-side
Capital One Spark Cash Select vs Disney Premier Visa Card
Both are well-respected travel cards. The Capital One Spark Cash Select comes from Capital One at $95/yr; the Disney Premier Visa Card from Chase at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Capital One Spark Cash Select | Disney Premier Visa Card |
|---|---|---|
| Annual fee | $95 | $49 |
| Sign-up bonus | $1,000 cash bonus | $200 Disney Gift Card eGift upon approval + $100 statement credit |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | $10,000 in 3 mo | $500 in 3 mo |
| Issuer | Capital One | Chase |
| Card category | business | travel |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Cash Select
$95/yr · $1,000 cash bonus
Read the full review
Disney Premier Visa Card
$49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
Editorial take: Disney Premier Visa Card
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash Select or Disney Premier Visa Card?
- The Disney Premier Visa Card has a public bonus ($200 Disney Gift Card eGift upon approval + $100 statement credit, worth roughly $200), while the Capital One Spark Cash Select doesn't advertise one right now.
- Is the Capital One Spark Cash Select's $95 annual fee worth it compared to the Disney Premier Visa Card?
- At $95/yr, the Capital One Spark Cash Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Disney Premier Visa Card's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash Select and Disney Premier Visa Card?
- Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash Select or the Disney Premier Visa Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash Select: $10,000 spend in 3 months. Disney Premier Visa Card: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.