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Side-by-side
Capital One Spark Cash vs Amazon Prime Visa
Both are well-respected travel cards. The Capital One Spark Cash comes from Capital One at $95/yr; the Amazon Prime Visa from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Spark Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($825 more in estimated value) than the Amazon Prime Visa's. Get the Capital One Spark Cash first; revisit the Amazon Prime Visa after you've earned that bonus.
| Feature | Capital One Spark Cash | Amazon Prime Visa |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | $1,000 cash bonus | $150-$200 Amazon Gift Card upon approval (varies) |
| Bonus value (est.) | $1,000 | $175 |
| Min spend to unlock bonus | $10,000 in 3 mo | $0 in 0 mo |
| Issuer | Capital One | Chase |
| Card category | business | cashback |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Cash
$95/yr · $1,000 cash bonus
Read the full review
Amazon Prime Visa
$0/yr · $150-$200 Amazon Gift Card upon approval (varies)
Editorial take: Amazon Prime Visa
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash or Amazon Prime Visa?
- The Capital One Spark Cash has the bigger bonus, $1,000 cash bonus, worth roughly $1,000, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
- Is the Capital One Spark Cash's $95 annual fee worth it compared to the Amazon Prime Visa?
- At $95/yr, the Capital One Spark Cash is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Amazon Prime Visa's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash and Amazon Prime Visa?
- Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash or the Amazon Prime Visa first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash: $10,000 spend in 3 months. Amazon Prime Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.