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Side-by-side
Capital One Spark Cash vs Capital One VentureOne
Both are well-respected travel cards. The Capital One Spark Cash comes from Capital One at $95/yr; the Capital One VentureOne from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Spark Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($630 more in estimated value) than the Capital One VentureOne's. Get the Capital One Spark Cash first; revisit the Capital One VentureOne after you've earned that bonus.
| Feature | Capital One Spark Cash | Capital One VentureOne |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | $1,000 cash bonus | 20,000 miles |
| Bonus value (est.) | $1,000 | $370 |
| Min spend to unlock bonus | $10,000 in 3 mo | $500 in 3 mo |
| Issuer | Capital One | Capital One |
| Card category | business | travel |
| Best earning category (Hotels_capital_one) | 5x | 5x |
| Transfer partners | None | capital-one |
| Headline benefits |
|
Read the full review
Capital One Spark Cash
$95/yr · $1,000 cash bonus
Read the full review
Capital One VentureOne
$0/yr · 20,000 miles
Editorial take: Capital One VentureOne
The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash or Capital One VentureOne?
- The Capital One Spark Cash has the bigger bonus, $1,000 cash bonus, worth roughly $1,000, versus 20,000 miles (~$370) on the Capital One VentureOne.
- Is the Capital One Spark Cash's $95 annual fee worth it compared to the Capital One VentureOne?
- At $95/yr, the Capital One Spark Cash is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One VentureOne's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash and Capital One VentureOne?
- Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash or the Capital One VentureOne first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash: $10,000 spend in 3 months. Capital One VentureOne: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.