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Side-by-side
Capital One Spark Cash Plus vs Disney Premier Visa Card
Both are well-respected travel cards. The Capital One Spark Cash Plus comes from Capital One at $150/yr; the Disney Premier Visa Card from Chase at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Spark Cash Plus is the stronger pick today, the sign-up bonus is meaningfully larger ($1,700 more in estimated value) than the Disney Premier Visa Card's. Get the Capital One Spark Cash Plus first; revisit the Disney Premier Visa Card after you've earned that bonus.
| Feature | Capital One Spark Cash Plus | Disney Premier Visa Card |
|---|---|---|
| Annual fee | $150 | $49 |
| Sign-up bonus | $2,000 cash bonus | $200 Disney Gift Card eGift upon approval + $100 statement credit |
| Bonus value (est.) | $2,000 | $300 |
| Min spend to unlock bonus | $30,000 in 3 mo | $500 in 3 mo |
| Issuer | Capital One | Chase |
| Card category | business | travel |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Cash Plus
$150/yr · $2,000 cash bonus
Read the full review
Disney Premier Visa Card
$49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
Editorial take: Disney Premier Visa Card
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash Plus or Disney Premier Visa Card?
- The Capital One Spark Cash Plus has the bigger bonus, $2,000 cash bonus, worth roughly $2,000, versus $200 Disney Gift Card eGift upon approval + $100 statement credit (~$300) on the Disney Premier Visa Card.
- Is the Capital One Spark Cash Plus's $150 annual fee worth it compared to the Disney Premier Visa Card?
- At $150/yr, the Capital One Spark Cash Plus is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Disney Premier Visa Card's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash Plus and Disney Premier Visa Card?
- Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash Plus or the Disney Premier Visa Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash Plus: $30,000 spend in 3 months. Disney Premier Visa Card: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.