All credit cards
Side-by-side
Capital One Spark Cash Plus vs Capital One Venture X
Both are well-respected travel cards. The Capital One Spark Cash Plus comes from Capital One at $150/yr; the Capital One Venture X from Capital One at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Venture X is the stronger pick today, the sign-up bonus is meaningfully larger ($1,238 more in estimated value) than the Capital One Spark Cash Plus's. Get the Capital One Venture X first; revisit the Capital One Spark Cash Plus after you've earned that bonus.
| Feature | Capital One Spark Cash Plus | Capital One Venture X |
|---|---|---|
| Annual fee | $150 | $395 |
| Sign-up bonus | $4,000 cash bonus | 75,000 miles |
| Bonus value (est.) | - | $1,238 |
| Min spend to unlock bonus | - | $4,000 in 3 mo |
| Issuer | Capital One | Capital One |
| Card category | business | travel |
| Best earning category (Hotels_capital_one) | 5x | 10x |
| Transfer partners | None | capital-one |
| Headline benefits |
|
Read the full review
Capital One Spark Cash Plus
$150/yr · $4,000 cash bonus
Read the full review
Capital One Venture X
$395/yr · 75,000 miles
Editorial take: Capital One Venture X
The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash Plus or Capital One Venture X?
- The Capital One Venture X has a public bonus (75,000 miles, worth roughly $1,238), while the Capital One Spark Cash Plus doesn't advertise one right now.
- Is the Capital One Spark Cash Plus's $150 annual fee worth it compared to the Capital One Venture X?
- At $150/yr, the Capital One Spark Cash Plus is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Venture X's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash Plus and Capital One Venture X?
- Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash Plus or the Capital One Venture X first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash Plus: no published min spend. Capital One Venture X: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.