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Side-by-side
Capital One Spark Cash Plus vs Capital One VentureOne
Both are well-respected travel cards. The Capital One Spark Cash Plus comes from Capital One at $150/yr; the Capital One VentureOne from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Spark Cash Plus is the stronger pick today, the sign-up bonus is meaningfully larger ($1,630 more in estimated value) than the Capital One VentureOne's. Get the Capital One Spark Cash Plus first; revisit the Capital One VentureOne after you've earned that bonus.
| Feature | Capital One Spark Cash Plus | Capital One VentureOne |
|---|---|---|
| Annual fee | $150 | $0 |
| Sign-up bonus | $2,000 cash bonus | 20,000 miles |
| Bonus value (est.) | $2,000 | $370 |
| Min spend to unlock bonus | $30,000 in 3 mo | $500 in 3 mo |
| Issuer | Capital One | Capital One |
| Card category | business | travel |
| Best earning category (Hotels_capital_one) | 5x | 5x |
| Transfer partners | None | capital-one |
| Headline benefits |
|
Read the full review
Capital One Spark Cash Plus
$150/yr · $2,000 cash bonus
Read the full review
Capital One VentureOne
$0/yr · 20,000 miles
Editorial take: Capital One VentureOne
The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash Plus or Capital One VentureOne?
- The Capital One Spark Cash Plus has the bigger bonus, $2,000 cash bonus, worth roughly $2,000, versus 20,000 miles (~$370) on the Capital One VentureOne.
- Is the Capital One Spark Cash Plus's $150 annual fee worth it compared to the Capital One VentureOne?
- At $150/yr, the Capital One Spark Cash Plus is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One VentureOne's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash Plus and Capital One VentureOne?
- Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash Plus or the Capital One VentureOne first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash Plus: $30,000 spend in 3 months. Capital One VentureOne: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.