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Side-by-side

Capital One Savor vs Southwest Rapid Rewards Priority

Both are well-respected travel cards. The Capital One Savor comes from Capital One at $0/yr; the Southwest Rapid Rewards Priority from Chase at $229/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCapital One SavorSouthwest Rapid Rewards Priority
Annual fee$0$229
Sign-up bonus$200 cash back60,000 points
Bonus value (est.)$200$560
Min spend to unlock bonus$500 in 3 mo$2,000 in 3 mo
IssuerCapital OneChase
Card categorycashbackairline
Best earning category (Dining)3x2x
Transfer partnersNoneNone
Headline benefits
  • 3% dining + entertainment
  • 3% grocery + streaming
  • No annual fee
  • No foreign tx fees
  • 7,500 anniversary points each year
  • Group 5 boarding (you + up to 8 on the reservation)
  • Unlimited Extra Legroom upgrades within 48h of departure (when available)
  • 4x on Southwest; 10,000 Companion Pass qualifying points each year
Read the full review
Capital One Savor
$0/yr · $200 cash back
Read the full review
Southwest Rapid Rewards Priority
$229/yr · 60,000 points

Editorial take: Capital One Savor

If you care about dining and groceries, this is one of the best no-fee cards available. 3% on four of your biggest categories with zero annual cost is hard to beat.

Editorial take: Southwest Rapid Rewards Priority

If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit help offset the annual fee, and the 4x earning on Southwest is class-leading among airline cards.

Common questions

Which card has the bigger sign-up bonus, Capital One Savor or Southwest Rapid Rewards Priority?
The Southwest Rapid Rewards Priority has the bigger bonus, 60,000 points, worth roughly $560, versus $200 cash back (~$200) on the Capital One Savor.
Is the Capital One Savor's $0 annual fee worth it compared to the Southwest Rapid Rewards Priority?
The Capital One Savor has no annual fee, so the question is whether the Southwest Rapid Rewards Priority's $229 fee is justified by its perks. If you'll use enough of the Southwest Rapid Rewards Priority's benefits to clear $229 in value annually, it's worth it; otherwise stick with the Capital One Savor.
Can I have both the Capital One Savor and Southwest Rapid Rewards Priority?
Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Capital One Savor or the Southwest Rapid Rewards Priority first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Savor: $500 spend in 3 months. Southwest Rapid Rewards Priority: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.