Editorial take: Capital One Savor
If you care about dining and groceries, this is one of the best no-fee cards available. 3% on four of your biggest categories with zero annual cost is hard to beat.
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Side-by-side
Capital One Savor vs Marriott Bonvoy Boundless
Both are well-respected travel cards. The Capital One Savor comes from Capital One at $0/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($730 more in estimated value) than the Capital One Savor's. Get the Marriott Bonvoy Boundless first; revisit the Capital One Savor after you've earned that bonus.
| Feature | Capital One Savor | Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | $250 cash back | 4 Free Night Awards |
| Bonus value (est.) | $250 | $980 |
| Min spend to unlock bonus | $500 in 3 mo | $3,000 in 3 mo |
| Issuer | Capital One | Chase |
| Card category | cashback | hotel |
| Best earning category (Dining) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Capital One Savor
$0/yr · $250 cash back
Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards
Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
Common questions
- Which card has the bigger sign-up bonus, Capital One Savor or Marriott Bonvoy Boundless?
- The Marriott Bonvoy Boundless has the bigger bonus, 4 Free Night Awards, worth roughly $980, versus $250 cash back (~$250) on the Capital One Savor.
- Is the Capital One Savor's $0 annual fee worth it compared to the Marriott Bonvoy Boundless?
- The Capital One Savor has no annual fee, so the question is whether the Marriott Bonvoy Boundless's $95 fee is justified by its perks. If you'll use enough of the Marriott Bonvoy Boundless's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Capital One Savor.
- Can I have both the Capital One Savor and Marriott Bonvoy Boundless?
- Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Savor or the Marriott Bonvoy Boundless first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Savor: $500 spend in 3 months. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.