Editorial take: Capital One Savor
If you care about dining and groceries, this is one of the best no-fee cards available. 3% on four of your biggest categories with zero annual cost is hard to beat.
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Side-by-side
Capital One Savor vs Capital One Venture X
Both are well-respected travel cards. The Capital One Savor comes from Capital One at $0/yr; the Capital One Venture X from Capital One at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Venture X is the stronger pick today, the sign-up bonus is meaningfully larger ($988 more in estimated value) than the Capital One Savor's. Get the Capital One Venture X first; revisit the Capital One Savor after you've earned that bonus.
| Feature | Capital One Savor | Capital One Venture X |
|---|---|---|
| Annual fee | $0 | $395 |
| Sign-up bonus | $250 cash back | 75,000 miles |
| Bonus value (est.) | $250 | $1,238 |
| Min spend to unlock bonus | $500 in 3 mo | $4,000 in 3 mo |
| Issuer | Capital One | Capital One |
| Card category | cashback | travel |
| Best earning category (Dining) | 3x | 1x |
| Transfer partners | None | capital-one |
| Headline benefits |
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Read the full review
Capital One Savor
$0/yr · $250 cash back
Read the full review
Capital One Venture X
$395/yr · 75,000 miles
Editorial take: Capital One Venture X
The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.
Common questions
- Which card has the bigger sign-up bonus, Capital One Savor or Capital One Venture X?
- The Capital One Venture X has the bigger bonus, 75,000 miles, worth roughly $1,238, versus $250 cash back (~$250) on the Capital One Savor.
- Is the Capital One Savor's $0 annual fee worth it compared to the Capital One Venture X?
- The Capital One Savor has no annual fee, so the question is whether the Capital One Venture X's $395 fee is justified by its perks. If you'll use enough of the Capital One Venture X's benefits to clear $395 in value annually, it's worth it; otherwise stick with the Capital One Savor.
- Can I have both the Capital One Savor and Capital One Venture X?
- Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Savor or the Capital One Venture X first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Savor: $500 spend in 3 months. Capital One Venture X: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.