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Capital One QuicksilverOne Cash Rewards Credit Card vs World of Hyatt Credit Card

Both are well-respected travel cards. The Capital One QuicksilverOne Cash Rewards Credit Card comes from Capital One at $39/yr; the World of Hyatt Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the World of Hyatt Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,020 more in estimated value) than the Capital One QuicksilverOne Cash Rewards Credit Card's. Get the World of Hyatt Credit Card first; revisit the Capital One QuicksilverOne Cash Rewards Credit Card after you've earned that bonus.

FeatureCapital One QuicksilverOne Cash Rewards Credit CardWorld of Hyatt Credit Card
Annual fee$39$95
Sign-up bonusNot advertisedUp to 60,000 Bonus Points
Bonus value (est.)-$1,020
Min spend to unlock bonus--
IssuerCapital OneChase
Card categorycredit-builderhotel
Best earning category (Capital_one_travel_hotels_rental_cars)5x1x
Transfer partnersNoneNone
Headline benefits
    • Free night yearly at a Category 1-4 Hyatt (anniversary)
    • Extra Category 1-4 free night after $15,000 spend in a calendar year
    • Automatic World of Hyatt Discoverist status
    • Up to 9x points at Hyatt; 2x dining, airlines, transit, fitness
    Read the full review
    Capital One QuicksilverOne Cash Rewards Credit Card
    $39/yr ·
    Read the full review
    World of Hyatt Credit Card
    $95/yr · Up to 60,000 Bonus Points

    Editorial take: Capital One QuicksilverOne Cash Rewards Credit Card

    Editorial take: World of Hyatt Credit Card

    The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.

    Common questions

    Which card has the bigger sign-up bonus, Capital One QuicksilverOne Cash Rewards Credit Card or World of Hyatt Credit Card?
    The World of Hyatt Credit Card has a public bonus (Up to 60,000 Bonus Points, worth roughly $1,020), while the Capital One QuicksilverOne Cash Rewards Credit Card doesn't advertise one right now.
    Is the Capital One QuicksilverOne Cash Rewards Credit Card's $39 annual fee worth it compared to the World of Hyatt Credit Card?
    At $39/yr, the Capital One QuicksilverOne Cash Rewards Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Credit Card's, pick the one whose perks you'll actually use.
    Can I have both the Capital One QuicksilverOne Cash Rewards Credit Card and World of Hyatt Credit Card?
    Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Capital One QuicksilverOne Cash Rewards Credit Card or the World of Hyatt Credit Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One QuicksilverOne Cash Rewards Credit Card: no published min spend. World of Hyatt Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.