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Capital One QuicksilverOne Cash Rewards Credit Card vs Capital One Venture X

Both are well-respected travel cards. The Capital One QuicksilverOne Cash Rewards Credit Card comes from Capital One at $39/yr; the Capital One Venture X from Capital One at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Capital One Venture X is the stronger pick today, the sign-up bonus is meaningfully larger ($1,238 more in estimated value) than the Capital One QuicksilverOne Cash Rewards Credit Card's. Get the Capital One Venture X first; revisit the Capital One QuicksilverOne Cash Rewards Credit Card after you've earned that bonus.

FeatureCapital One QuicksilverOne Cash Rewards Credit CardCapital One Venture X
Annual fee$39$395
Sign-up bonusNot advertised75,000 miles
Bonus value (est.)-$1,238
Min spend to unlock bonus-$4,000 in 3 mo
IssuerCapital OneCapital One
Card categorycredit-buildertravel
Best earning category (Capital_one_travel_hotels_rental_cars)5x1x
Transfer partnersNonecapital-one
Headline benefits
    • $300 annual travel credit
    • 10,000 anniversary miles
    • Capital One Lounges
    • 2x on all other purchases
    Read the full review
    Capital One QuicksilverOne Cash Rewards Credit Card
    $39/yr ·
    Read the full review
    Capital One Venture X
    $395/yr · 75,000 miles

    Editorial take: Capital One QuicksilverOne Cash Rewards Credit Card

    Editorial take: Capital One Venture X

    The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.

    Common questions

    Which card has the bigger sign-up bonus, Capital One QuicksilverOne Cash Rewards Credit Card or Capital One Venture X?
    The Capital One Venture X has a public bonus (75,000 miles, worth roughly $1,238), while the Capital One QuicksilverOne Cash Rewards Credit Card doesn't advertise one right now.
    Is the Capital One QuicksilverOne Cash Rewards Credit Card's $39 annual fee worth it compared to the Capital One Venture X?
    At $39/yr, the Capital One QuicksilverOne Cash Rewards Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Venture X's, pick the one whose perks you'll actually use.
    Can I have both the Capital One QuicksilverOne Cash Rewards Credit Card and Capital One Venture X?
    Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Capital One QuicksilverOne Cash Rewards Credit Card or the Capital One Venture X first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One QuicksilverOne Cash Rewards Credit Card: no published min spend. Capital One Venture X: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.