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Capital One Platinum Secured Mastercard vs Capital One Quicksilver Secured Cash Rewards Credit Card
Both are secured travel cards. The Capital One Platinum Secured Mastercard comes from Capital One at $0/yr; the Capital One Quicksilver Secured Cash Rewards Credit Card from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Capital One and target secured spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Capital One Quicksilver Secured Cash Rewards Credit Card costs $0 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | Capital One Platinum Secured Mastercard | Capital One Quicksilver Secured Cash Rewards Credit Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | Not advertised |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Capital One | Capital One |
| Card category | secured | secured |
| Best earning category (All_purchases) | 0x | 1.5x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Platinum Secured Mastercard
$0/yr ·
Read the full review
Capital One Quicksilver Secured Cash Rewards Credit Card
$0/yr ·
Editorial take: Capital One Quicksilver Secured Cash Rewards Credit Card
Common questions
- Which card has the bigger sign-up bonus, Capital One Platinum Secured Mastercard or Capital One Quicksilver Secured Cash Rewards Credit Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Capital One Platinum Secured Mastercard's $0 annual fee worth it compared to the Capital One Quicksilver Secured Cash Rewards Credit Card?
- The Capital One Platinum Secured Mastercard has no annual fee, so the question is whether the Capital One Quicksilver Secured Cash Rewards Credit Card's $0 fee is justified by its perks. If you'll use enough of the Capital One Quicksilver Secured Cash Rewards Credit Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Capital One Platinum Secured Mastercard.
- Can I have both the Capital One Platinum Secured Mastercard and Capital One Quicksilver Secured Cash Rewards Credit Card?
- Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Platinum Secured Mastercard or the Capital One Quicksilver Secured Cash Rewards Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Platinum Secured Mastercard: no published min spend. Capital One Quicksilver Secured Cash Rewards Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.