Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Brex Card vs United Quest Card

Both are well-respected travel cards. The Brex Card comes from Brex at $0/yr; the United Quest Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Quest Card is the stronger pick today, the sign-up bonus is meaningfully larger ($950 more in estimated value) than the Brex Card's. Get the United Quest Card first; revisit the Brex Card after you've earned that bonus.

FeatureBrex CardUnited Quest Card
Annual fee$0$350
Sign-up bonus70,000 miles + 500 PQP
Bonus value (est.)-$950
Min spend to unlock bonus-$4,000 in 3 mo
IssuerBrexChase
Card categorybusinesstravel
Transfer partnersNonemileageplus
Headline benefits
    • 3x on United
    • $125 United credit
    • 2 free bags
    • Award rebates
    Read the full review
    Brex Card
    $0/yr ·
    Read the full review
    United Quest Card
    $350/yr · 70,000 miles + 500 PQP

    Editorial take: Brex Card

    Editorial take: United Quest Card

    If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.

    Common questions

    Which card has the bigger sign-up bonus, Brex Card or United Quest Card?
    The United Quest Card has a public bonus (70,000 miles + 500 PQP, worth roughly $950), while the Brex Card doesn't advertise one right now.
    Is the Brex Card's $0 annual fee worth it compared to the United Quest Card?
    The Brex Card has no annual fee, so the question is whether the United Quest Card's $350 fee is justified by its perks. If you'll use enough of the United Quest Card's benefits to clear $350 in value annually, it's worth it; otherwise stick with the Brex Card.
    Can I have both the Brex Card and United Quest Card?
    Yes, since they're from different issuers (Brex and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Brex Card or the United Quest Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Brex Card: no published min spend. United Quest Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.