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Side-by-side

Brex Card vs British Airways Visa Signature

Both are well-respected travel cards. The Brex Card comes from Brex at $0/yr; the British Airways Visa Signature from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the British Airways Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($1,050 more in estimated value) than the Brex Card's. Get the British Airways Visa Signature first; revisit the Brex Card after you've earned that bonus.

FeatureBrex CardBritish Airways Visa Signature
Annual fee$0$95
Sign-up bonus75,000 Bonus Avios
Bonus value (est.)-$1,050
Min spend to unlock bonus-$5,000 in 3 mo
IssuerBrexChase
Card categorybusinesstravel
Transfer partnersNoneNone
Headline benefits
    • 75k Avios bonus
    • Travel Together ticket at $30k
    • No foreign tx fees
    • Great for short-haul AA
    Read the full review
    Brex Card
    $0/yr ·
    Read the full review
    British Airways Visa Signature
    $95/yr · 75,000 Bonus Avios

    Editorial take: Brex Card

    Editorial take: British Airways Visa Signature

    Avios shine on short-haul AA flights (7,500 miles each way under 1,150 miles). The Travel Together ticket is amazing but requires $30k spend per year, only worth it if you already hit that.

    Common questions

    Which card has the bigger sign-up bonus, Brex Card or British Airways Visa Signature?
    The British Airways Visa Signature has a public bonus (75,000 Bonus Avios, worth roughly $1,050), while the Brex Card doesn't advertise one right now.
    Is the Brex Card's $0 annual fee worth it compared to the British Airways Visa Signature?
    The Brex Card has no annual fee, so the question is whether the British Airways Visa Signature's $95 fee is justified by its perks. If you'll use enough of the British Airways Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Brex Card.
    Can I have both the Brex Card and British Airways Visa Signature?
    Yes, since they're from different issuers (Brex and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Brex Card or the British Airways Visa Signature first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Brex Card: no published min spend. British Airways Visa Signature: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.