Editorial take: Bank of America Travel Rewards
The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.
All credit cards
Side-by-side
Bank of America Travel Rewards vs Wells Fargo Autograph Journey
Both are travel travel cards. The Bank of America Travel Rewards comes from Bank of America at $0/yr; the Wells Fargo Autograph Journey from Wells Fargo at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Travel Rewards | Wells Fargo Autograph Journey |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | 25,000 points | 60,000 bonus points |
| Bonus value (est.) | $250 | - |
| Min spend to unlock bonus | $1,000 in 3 mo | $4,000 in 3 mo |
| Issuer | Bank of America | Wells Fargo |
| Card category | travel | travel |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
|
Read the full review
Bank of America Travel Rewards
$0/yr · 25,000 points
Read the full review
Wells Fargo Autograph Journey
$95/yr · 60,000 bonus points
Editorial take: Wells Fargo Autograph Journey
5x on flights is class-leading at this price point. Wells Fargo added 6 transfer partners in 2024 (Flying Blue, Avianca, BA Avios, Iberia, Aer Lingus, Choice), making this card meaningfully better than before. Worth considering over Sapphire Preferred for frequent flyers.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Travel Rewards or Wells Fargo Autograph Journey?
- The Bank of America Travel Rewards has a public bonus (25,000 points, worth roughly $250), while the Wells Fargo Autograph Journey doesn't advertise one right now.
- Is the Bank of America Travel Rewards's $0 annual fee worth it compared to the Wells Fargo Autograph Journey?
- The Bank of America Travel Rewards has no annual fee, so the question is whether the Wells Fargo Autograph Journey's $95 fee is justified by its perks. If you'll use enough of the Wells Fargo Autograph Journey's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Bank of America Travel Rewards.
- Can I have both the Bank of America Travel Rewards and Wells Fargo Autograph Journey?
- Yes, since they're from different issuers (Bank of America and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Travel Rewards or the Wells Fargo Autograph Journey first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Travel Rewards: $1,000 spend in 3 months. Wells Fargo Autograph Journey: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.