Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Bank of America Travel Rewards vs American Airlines AAdvantage MileUp Card

Both are travel travel cards. The Bank of America Travel Rewards comes from Bank of America at $0/yr; the American Airlines AAdvantage MileUp Card from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBank of America Travel RewardsAmerican Airlines AAdvantage MileUp Card
Annual fee$0$0
Sign-up bonus25,000 pointsNot advertised
Bonus value (est.)$250-
Min spend to unlock bonus$1,000 in 3 mo-
IssuerBank of AmericaCiti
Card categorytraveltravel
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
  • 1.5x everywhere
  • No annual fee
  • No foreign tx fees
  • Preferred Rewards boost
    Read the full review
    Bank of America Travel Rewards
    $0/yr · 25,000 points
    Read the full review
    American Airlines AAdvantage MileUp Card
    $0/yr ·

    Editorial take: Bank of America Travel Rewards

    The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.

    Editorial take: American Airlines AAdvantage MileUp Card

    Common questions

    Which card has the bigger sign-up bonus, Bank of America Travel Rewards or American Airlines AAdvantage MileUp Card?
    The Bank of America Travel Rewards has a public bonus (25,000 points, worth roughly $250), while the American Airlines AAdvantage MileUp Card doesn't advertise one right now.
    Is the Bank of America Travel Rewards's $0 annual fee worth it compared to the American Airlines AAdvantage MileUp Card?
    The Bank of America Travel Rewards has no annual fee, so the question is whether the American Airlines AAdvantage MileUp Card's $0 fee is justified by its perks. If you'll use enough of the American Airlines AAdvantage MileUp Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Travel Rewards.
    Can I have both the Bank of America Travel Rewards and American Airlines AAdvantage MileUp Card?
    Yes, since they're from different issuers (Bank of America and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Bank of America Travel Rewards or the American Airlines AAdvantage MileUp Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Travel Rewards: $1,000 spend in 3 months. American Airlines AAdvantage MileUp Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.