Editorial take: Bank of America Premium Rewards
Only a standout if you're a BoA Preferred Rewards member, that boost can push earnings to 2.625x on everything, 3.5x on travel and dining. Without it, Venture and Sapphire both beat it.
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Side-by-side
Bank of America Premium Rewards vs British Airways Visa Signature
Both are travel travel cards. The Bank of America Premium Rewards comes from Bank of America at $95/yr; the British Airways Visa Signature from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the British Airways Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($1,050 more in estimated value) than the Bank of America Premium Rewards's. Get the British Airways Visa Signature first; revisit the Bank of America Premium Rewards after you've earned that bonus.
| Feature | Bank of America Premium Rewards | British Airways Visa Signature |
|---|---|---|
| Annual fee | $95 | $95 |
| Sign-up bonus | Not advertised | 75,000 Bonus Avios |
| Bonus value (est.) | - | $1,050 |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | travel | travel |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Bank of America Premium Rewards
$95/yr ·
Read the full review
British Airways Visa Signature
$95/yr · 75,000 Bonus Avios
Editorial take: British Airways Visa Signature
Avios shine on short-haul AA flights (7,500 miles each way under 1,150 miles). The Travel Together ticket is amazing but requires $30k spend per year, only worth it if you already hit that.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Premium Rewards or British Airways Visa Signature?
- The British Airways Visa Signature has a public bonus (75,000 Bonus Avios, worth roughly $1,050), while the Bank of America Premium Rewards doesn't advertise one right now.
- Is the Bank of America Premium Rewards's $95 annual fee worth it compared to the British Airways Visa Signature?
- At $95/yr, the Bank of America Premium Rewards is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the British Airways Visa Signature's, pick the one whose perks you'll actually use.
- Can I have both the Bank of America Premium Rewards and British Airways Visa Signature?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Premium Rewards or the British Airways Visa Signature first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Premium Rewards: no published min spend. British Airways Visa Signature: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.