All credit cards
Side-by-side
Norwegian Cruise Line World Mastercard vs Chase Ink Business Premier
Both are well-respected travel cards. The Norwegian Cruise Line World Mastercard comes from Bank of America at $0/yr; the Chase Ink Business Premier from Chase at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Norwegian Cruise Line World Mastercard's. Get the Chase Ink Business Premier first; revisit the Norwegian Cruise Line World Mastercard after you've earned that bonus.
| Feature | Norwegian Cruise Line World Mastercard | Chase Ink Business Premier |
|---|---|---|
| Annual fee | $0 | $195 |
| Sign-up bonus | 25,000 WorldPoints | $1,000 cash back |
| Bonus value (est.) | $250 | $1,000 |
| Min spend to unlock bonus | $1,000 in 3 mo | $10,000 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | travel | business |
| Best earning category (Norwegian_cruise_line_purchases) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Norwegian Cruise Line World Mastercard
$0/yr · 25,000 WorldPoints
Read the full review
Chase Ink Business Premier
$195/yr · $1,000 cash back
Editorial take: Chase Ink Business Premier
Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.
Common questions
- Which card has the bigger sign-up bonus, Norwegian Cruise Line World Mastercard or Chase Ink Business Premier?
- The Chase Ink Business Premier has the bigger bonus, $1,000 cash back, worth roughly $1,000, versus 25,000 WorldPoints (~$250) on the Norwegian Cruise Line World Mastercard.
- Is the Norwegian Cruise Line World Mastercard's $0 annual fee worth it compared to the Chase Ink Business Premier?
- The Norwegian Cruise Line World Mastercard has no annual fee, so the question is whether the Chase Ink Business Premier's $195 fee is justified by its perks. If you'll use enough of the Chase Ink Business Premier's benefits to clear $195 in value annually, it's worth it; otherwise stick with the Norwegian Cruise Line World Mastercard.
- Can I have both the Norwegian Cruise Line World Mastercard and Chase Ink Business Premier?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Norwegian Cruise Line World Mastercard or the Chase Ink Business Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Norwegian Cruise Line World Mastercard: $1,000 spend in 3 months. Chase Ink Business Premier: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.