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Norwegian Cruise Line World Mastercard vs Bank of America Travel Rewards
Both are travel travel cards. The Norwegian Cruise Line World Mastercard comes from Bank of America at $0/yr; the Bank of America Travel Rewards from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Bank of America and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Bank of America Travel Rewards costs $0 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | Norwegian Cruise Line World Mastercard | Bank of America Travel Rewards |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 25,000 WorldPoints | 25,000 points |
| Bonus value (est.) | $250 | $250 |
| Min spend to unlock bonus | $1,000 in 3 mo | $1,000 in 3 mo |
| Issuer | Bank of America | Bank of America |
| Card category | travel | travel |
| Best earning category (Norwegian_cruise_line_purchases) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Norwegian Cruise Line World Mastercard
$0/yr · 25,000 WorldPoints
Read the full review
Bank of America Travel Rewards
$0/yr · 25,000 points
Editorial take: Bank of America Travel Rewards
The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.
Common questions
- Which card has the bigger sign-up bonus, Norwegian Cruise Line World Mastercard or Bank of America Travel Rewards?
- The two cards offer comparable sign-up bonuses around $250. Pick based on which earning categories you actually use.
- Is the Norwegian Cruise Line World Mastercard's $0 annual fee worth it compared to the Bank of America Travel Rewards?
- The Norwegian Cruise Line World Mastercard has no annual fee, so the question is whether the Bank of America Travel Rewards's $0 fee is justified by its perks. If you'll use enough of the Bank of America Travel Rewards's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Norwegian Cruise Line World Mastercard.
- Can I have both the Norwegian Cruise Line World Mastercard and Bank of America Travel Rewards?
- Yes, though both are issued by Bank of America so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Norwegian Cruise Line World Mastercard or the Bank of America Travel Rewards first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Norwegian Cruise Line World Mastercard: $1,000 spend in 3 months. Bank of America Travel Rewards: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.