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Bank of America Customized Cash Rewards Credit Card vs Marriott Bonvoy Boundless
Both are well-respected travel cards. The Bank of America Customized Cash Rewards Credit Card comes from Bank of America at $0/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($980 more in estimated value) than the Bank of America Customized Cash Rewards Credit Card's. Get the Marriott Bonvoy Boundless first; revisit the Bank of America Customized Cash Rewards Credit Card after you've earned that bonus.
| Feature | Bank of America Customized Cash Rewards Credit Card | Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | Not advertised | 4 Free Night Awards |
| Bonus value (est.) | - | $980 |
| Min spend to unlock bonus | - | $3,000 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | cashback | hotel |
| Best earning category (Choice_category) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Bank of America Customized Cash Rewards Credit Card
$0/yr ·
Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards
Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Customized Cash Rewards Credit Card or Marriott Bonvoy Boundless?
- The Marriott Bonvoy Boundless has a public bonus (4 Free Night Awards, worth roughly $980), while the Bank of America Customized Cash Rewards Credit Card doesn't advertise one right now.
- Is the Bank of America Customized Cash Rewards Credit Card's $0 annual fee worth it compared to the Marriott Bonvoy Boundless?
- The Bank of America Customized Cash Rewards Credit Card has no annual fee, so the question is whether the Marriott Bonvoy Boundless's $95 fee is justified by its perks. If you'll use enough of the Marriott Bonvoy Boundless's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Bank of America Customized Cash Rewards Credit Card.
- Can I have both the Bank of America Customized Cash Rewards Credit Card and Marriott Bonvoy Boundless?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Customized Cash Rewards Credit Card or the Marriott Bonvoy Boundless first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Customized Cash Rewards Credit Card: no published min spend. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.