Bank of America Customized Cash Rewards Credit Card vs Amazon Prime Visa
Both are cashback travel cards. The Bank of America Customized Cash Rewards Credit Card comes from Bank of America at $0/yr; the Amazon Prime Visa from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Customized Cash Rewards Credit Card | Amazon Prime Visa |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | $150-$200 Amazon Gift Card upon approval (varies) |
| Bonus value (est.) | - | $175 |
| Min spend to unlock bonus | - | $0 in 0 mo |
| Issuer | Bank of America | Chase |
| Card category | cashback | cashback |
| Best earning category (Choice_category) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Amazon Prime Visa
Common questions
- Which card has the bigger sign-up bonus, Bank of America Customized Cash Rewards Credit Card or Amazon Prime Visa?
- The Amazon Prime Visa has a public bonus ($150-$200 Amazon Gift Card upon approval (varies), worth roughly $175), while the Bank of America Customized Cash Rewards Credit Card doesn't advertise one right now.
- Is the Bank of America Customized Cash Rewards Credit Card's $0 annual fee worth it compared to the Amazon Prime Visa?
- The Bank of America Customized Cash Rewards Credit Card has no annual fee, so the question is whether the Amazon Prime Visa's $0 fee is justified by its perks. If you'll use enough of the Amazon Prime Visa's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Customized Cash Rewards Credit Card.
- Can I have both the Bank of America Customized Cash Rewards Credit Card and Amazon Prime Visa?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Customized Cash Rewards Credit Card or the Amazon Prime Visa first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Customized Cash Rewards Credit Card: no published min spend. Amazon Prime Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
