All credit cards
Side-by-side
Bank of America Customized Cash Rewards Credit Card vs Capital One VentureOne
Both are well-respected travel cards. The Bank of America Customized Cash Rewards Credit Card comes from Bank of America at $0/yr; the Capital One VentureOne from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Customized Cash Rewards Credit Card | Capital One VentureOne |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | 20,000 miles |
| Bonus value (est.) | - | $370 |
| Min spend to unlock bonus | - | $500 in 3 mo |
| Issuer | Bank of America | Capital One |
| Card category | cashback | travel |
| Best earning category (Choice_category) | 3x | 1x |
| Transfer partners | None | capital-one |
| Headline benefits |
|
Read the full review
Bank of America Customized Cash Rewards Credit Card
$0/yr ·
Read the full review
Capital One VentureOne
$0/yr · 20,000 miles
Editorial take: Capital One VentureOne
The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Customized Cash Rewards Credit Card or Capital One VentureOne?
- The Capital One VentureOne has a public bonus (20,000 miles, worth roughly $370), while the Bank of America Customized Cash Rewards Credit Card doesn't advertise one right now.
- Is the Bank of America Customized Cash Rewards Credit Card's $0 annual fee worth it compared to the Capital One VentureOne?
- The Bank of America Customized Cash Rewards Credit Card has no annual fee, so the question is whether the Capital One VentureOne's $0 fee is justified by its perks. If you'll use enough of the Capital One VentureOne's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Customized Cash Rewards Credit Card.
- Can I have both the Bank of America Customized Cash Rewards Credit Card and Capital One VentureOne?
- Yes, since they're from different issuers (Bank of America and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Customized Cash Rewards Credit Card or the Capital One VentureOne first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Customized Cash Rewards Credit Card: no published min spend. Capital One VentureOne: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.