Bank of America Business Advantage Unlimited Cash Rewards vs Capital One Venture X

Common questions

Which card has the bigger sign-up bonus, Bank of America Business Advantage Unlimited Cash Rewards or Capital One Venture X?

The Capital One Venture X has a public bonus (75,000 miles, worth roughly $1,238), while the Bank of America Business Advantage Unlimited Cash Rewards doesn't advertise one right now.

Is the Bank of America Business Advantage Unlimited Cash Rewards's $0 annual fee worth it compared to the Capital One Venture X?

The Bank of America Business Advantage Unlimited Cash Rewards has no annual fee, so the question is whether the Capital One Venture X's $395 fee is justified by its perks. If you'll use enough of the Capital One Venture X's benefits to clear $395 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Unlimited Cash Rewards.

Can I have both the Bank of America Business Advantage Unlimited Cash Rewards and Capital One Venture X?

Yes, since they're from different issuers (Bank of America and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Bank of America Business Advantage Unlimited Cash Rewards or the Capital One Venture X first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Unlimited Cash Rewards: no published min spend. Capital One Venture X: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.