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Side-by-side

Bank of America Business Advantage Travel Rewards vs Navy Federal More Rewards American Express Card

Both are well-respected travel cards. The Bank of America Business Advantage Travel Rewards comes from Bank of America at $0/yr; the Navy Federal More Rewards American Express Card from Navy Federal Credit Union at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBank of America Business Advantage Travel RewardsNavy Federal More Rewards American Express Card
Annual fee$0$0
Sign-up bonus20,000 points ($200 value)
Bonus value (est.)-$200
Min spend to unlock bonus-$2,000 in 3 mo
IssuerBank of AmericaNavy Federal Credit Union
Card categorybusinesscashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Bank of America Business Advantage Travel Rewards
      $0/yr ·
      Read the full review
      Navy Federal More Rewards American Express Card
      $0/yr · 20,000 points ($200 value)

      Editorial take: Bank of America Business Advantage Travel Rewards

      Editorial take: Navy Federal More Rewards American Express Card

      Common questions

      Which card has the bigger sign-up bonus, Bank of America Business Advantage Travel Rewards or Navy Federal More Rewards American Express Card?
      The Navy Federal More Rewards American Express Card has a public bonus (20,000 points ($200 value), worth roughly $200), while the Bank of America Business Advantage Travel Rewards doesn't advertise one right now.
      Is the Bank of America Business Advantage Travel Rewards's $0 annual fee worth it compared to the Navy Federal More Rewards American Express Card?
      The Bank of America Business Advantage Travel Rewards has no annual fee, so the question is whether the Navy Federal More Rewards American Express Card's $0 fee is justified by its perks. If you'll use enough of the Navy Federal More Rewards American Express Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Travel Rewards.
      Can I have both the Bank of America Business Advantage Travel Rewards and Navy Federal More Rewards American Express Card?
      Yes, since they're from different issuers (Bank of America and Navy Federal Credit Union) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Bank of America Business Advantage Travel Rewards or the Navy Federal More Rewards American Express Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Travel Rewards: no published min spend. Navy Federal More Rewards American Express Card: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.