Bank of America Business Advantage Travel Rewards vs Capital One Venture X
Both are well-respected travel cards. The Bank of America Business Advantage Travel Rewards comes from Bank of America at $0/yr; the Capital One Venture X from Capital One at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Capital One Venture X is the stronger pick today, the sign-up bonus is meaningfully larger ($1,238 more in estimated value) than the Bank of America Business Advantage Travel Rewards's. Get the Capital One Venture X first; revisit the Bank of America Business Advantage Travel Rewards after you've earned that bonus.
| Feature | Bank of America Business Advantage Travel Rewards | Capital One Venture X |
|---|---|---|
| Annual fee | $0 | $395 |
| Sign-up bonus | 75,000 miles | |
| Bonus value (est.) | - | $1,238 |
| Min spend to unlock bonus | - | $4,000 in 3 mo |
| Issuer | Bank of America | Capital One |
| Card category | business | travel |
| Transfer partners | None | capital-one |
| Headline benefits |
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Editorial take: Capital One Venture X
The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Business Advantage Travel Rewards or Capital One Venture X?
- The Capital One Venture X has a public bonus (75,000 miles, worth roughly $1,238), while the Bank of America Business Advantage Travel Rewards doesn't advertise one right now.
- Is the Bank of America Business Advantage Travel Rewards's $0 annual fee worth it compared to the Capital One Venture X?
- The Bank of America Business Advantage Travel Rewards has no annual fee, so the question is whether the Capital One Venture X's $395 fee is justified by its perks. If you'll use enough of the Capital One Venture X's benefits to clear $395 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Travel Rewards.
- Can I have both the Bank of America Business Advantage Travel Rewards and Capital One Venture X?
- Yes, since they're from different issuers (Bank of America and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Business Advantage Travel Rewards or the Capital One Venture X first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Travel Rewards: no published min spend. Capital One Venture X: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
