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BankAmericard Credit Card vs World of Hyatt Business Credit Card
Both are well-respected travel cards. The BankAmericard Credit Card comes from Bank of America at $0/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,275 more in estimated value) than the BankAmericard Credit Card's. Get the World of Hyatt Business Credit Card first; revisit the BankAmericard Credit Card after you've earned that bonus.
| Feature | BankAmericard Credit Card | World of Hyatt Business Credit Card |
|---|---|---|
| Annual fee | $0 | $199 |
| Sign-up bonus | Not advertised | 60,000 points |
| Bonus value (est.) | $0 | $1,275 |
| Min spend to unlock bonus | $0 in 0 mo | $5,000 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | balance-transfer | business |
| Best earning category (All_purchases) | 0x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
BankAmericard Credit Card
$0/yr ·
Read the full review
World of Hyatt Business Credit Card
$199/yr · 60,000 points
Editorial take: World of Hyatt Business Credit Card
The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.
Common questions
- Which card has the bigger sign-up bonus, BankAmericard Credit Card or World of Hyatt Business Credit Card?
- The World of Hyatt Business Credit Card has the bigger bonus, 60,000 points, worth roughly $1,275, versus null (~$0) on the BankAmericard Credit Card.
- Is the BankAmericard Credit Card's $0 annual fee worth it compared to the World of Hyatt Business Credit Card?
- The BankAmericard Credit Card has no annual fee, so the question is whether the World of Hyatt Business Credit Card's $199 fee is justified by its perks. If you'll use enough of the World of Hyatt Business Credit Card's benefits to clear $199 in value annually, it's worth it; otherwise stick with the BankAmericard Credit Card.
- Can I have both the BankAmericard Credit Card and World of Hyatt Business Credit Card?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the BankAmericard Credit Card or the World of Hyatt Business Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. BankAmericard Credit Card: $0 spend in 0 months. World of Hyatt Business Credit Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.