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BankAmericard Credit Card vs U.S. Bank Altitude Go Visa Signature Card

Both are well-respected travel cards. The BankAmericard Credit Card comes from Bank of America at $0/yr; the U.S. Bank Altitude Go Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBankAmericard Credit CardU.S. Bank Altitude Go Visa Signature Card
Annual fee$0$0
Sign-up bonusNot advertised20,000 bonus points after $1,000 spend in 90 days
Bonus value (est.)$0$200
Min spend to unlock bonus$0 in 0 mo$1,000 in 3 mo
IssuerBank of AmericaU.S. Bank
Card categorybalance-transfercashback
Best earning category (All_purchases)0x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      BankAmericard Credit Card
      $0/yr ·
      Read the full review
      U.S. Bank Altitude Go Visa Signature Card
      $0/yr · 20,000 bonus points after $1,000 spend in 90 days

      Editorial take: BankAmericard Credit Card

      Editorial take: U.S. Bank Altitude Go Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, BankAmericard Credit Card or U.S. Bank Altitude Go Visa Signature Card?
      The U.S. Bank Altitude Go Visa Signature Card has the bigger bonus, 20,000 bonus points after $1,000 spend in 90 days, worth roughly $200, versus null (~$0) on the BankAmericard Credit Card.
      Is the BankAmericard Credit Card's $0 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?
      The BankAmericard Credit Card has no annual fee, so the question is whether the U.S. Bank Altitude Go Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Altitude Go Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BankAmericard Credit Card.
      Can I have both the BankAmericard Credit Card and U.S. Bank Altitude Go Visa Signature Card?
      Yes, since they're from different issuers (Bank of America and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the BankAmericard Credit Card or the U.S. Bank Altitude Go Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. BankAmericard Credit Card: $0 spend in 0 months. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.