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Side-by-side
Atmos Rewards Visa Signature Business Card vs Macy's American Express Card
Both are well-respected travel cards. The Atmos Rewards Visa Signature Business Card comes from Bank of America at $70/yr; the Macy's American Express Card from Department Stores National Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Atmos Rewards Visa Signature Business Card | Macy's American Express Card |
|---|---|---|
| Annual fee | $70 | $0 |
| Sign-up bonus | Not advertised | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Bank of America | Department Stores National Bank |
| Card category | travel | cashback |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Atmos Rewards Visa Signature Business Card
$70/yr ·
Read the full review
Macy's American Express Card
$0/yr ·
Editorial take: Macy's American Express Card
Common questions
- Which card has the bigger sign-up bonus, Atmos Rewards Visa Signature Business Card or Macy's American Express Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Atmos Rewards Visa Signature Business Card's $70 annual fee worth it compared to the Macy's American Express Card?
- At $70/yr, the Atmos Rewards Visa Signature Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Macy's American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the Atmos Rewards Visa Signature Business Card and Macy's American Express Card?
- Yes, since they're from different issuers (Bank of America and Department Stores National Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Atmos Rewards Visa Signature Business Card or the Macy's American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Visa Signature Business Card: no published min spend. Macy's American Express Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.