Alaska Airlines Visa Signature vs USAA Rewards American Express

Common questions

Which card has the bigger sign-up bonus, Alaska Airlines Visa Signature or USAA Rewards American Express?

The Alaska Airlines Visa Signature has the bigger bonus, 70,000 miles + Companion Fare, worth roughly $1,050, versus 2,500 USAA Rewards points (~$25) on the USAA Rewards American Express.

Is the Alaska Airlines Visa Signature's $95 annual fee worth it compared to the USAA Rewards American Express?

At $95/yr, the Alaska Airlines Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the USAA Rewards American Express's, pick the one whose perks you'll actually use.

Can I have both the Alaska Airlines Visa Signature and USAA Rewards American Express?

Yes, since they're from different issuers (Bank of America and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Alaska Airlines Visa Signature or the USAA Rewards American Express first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Visa Signature: $3,000 spend in 90 months. USAA Rewards American Express: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.