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Side-by-side

Alaska Airlines Visa Signature vs United Business Card

Both are well-respected travel cards. The Alaska Airlines Visa Signature comes from Bank of America at $95/yr; the United Business Card from Chase at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAlaska Airlines Visa SignatureUnited Business Card
Annual fee$95$150
Sign-up bonus70,000 miles + Companion Fare100,000 miles + 2,000 PQP
Bonus value (est.)$1,050$1,500
Min spend to unlock bonus$3,000 in 90 mo$5,000 in 3 mo
IssuerBank of AmericaChase
Card categorytravelbusiness
Best earning category (Alaska)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
  • $125 credit after 5 UA flights $100+
  • $50 hotel credit 2x/year
  • Free checked bag (you + 1)
  • 2 United Club passes/yr
Read the full review
Alaska Airlines Visa Signature
$95/yr · 70,000 miles + Companion Fare
Read the full review
United Business Card
$150/yr · 100,000 miles + 2,000 PQP

Editorial take: Alaska Airlines Visa Signature

The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

Editorial take: United Business Card

Strong United business card. The free checked bag for two travelers, two club passes, and the under-the-radar $50/twice-per-year hotel credit help cover the $150 AF for any United-leaning small business. The 100k + 2,000 PQP bonus is the sweetener. Post-2025 refresh swapped the old $100/$10k-spend credit for a $125 travel credit unlocked by 5 United flight purchases of $100+.

Common questions

Which card has the bigger sign-up bonus, Alaska Airlines Visa Signature or United Business Card?
The United Business Card has the bigger bonus, 100,000 miles + 2,000 PQP, worth roughly $1,500, versus 70,000 miles + Companion Fare (~$1,050) on the Alaska Airlines Visa Signature.
Is the Alaska Airlines Visa Signature's $95 annual fee worth it compared to the United Business Card?
At $95/yr, the Alaska Airlines Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Business Card's, pick the one whose perks you'll actually use.
Can I have both the Alaska Airlines Visa Signature and United Business Card?
Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Alaska Airlines Visa Signature or the United Business Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Visa Signature: $3,000 spend in 90 months. United Business Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.