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Side-by-side

Alaska Airlines Visa Signature vs Navy Federal More Rewards / Flagship Rewards

Both are travel travel cards. The Alaska Airlines Visa Signature comes from Bank of America at $95/yr; the Navy Federal More Rewards / Flagship Rewards from Navy Federal Credit Union at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Alaska Airlines Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($700 more in estimated value) than the Navy Federal More Rewards / Flagship Rewards's. Get the Alaska Airlines Visa Signature first; revisit the Navy Federal More Rewards / Flagship Rewards after you've earned that bonus.

FeatureAlaska Airlines Visa SignatureNavy Federal More Rewards / Flagship Rewards
Annual fee$95$49
Sign-up bonus70,000 miles + Companion Fare35,000 bonus points (a $350 value)
Bonus value (est.)$1,050$350
Min spend to unlock bonus$3,000 in 90 mo$3,500 in ? mo
IssuerBank of AmericaNavy Federal Credit Union
Card categorytraveltravel
Best earning category (Alaska)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
    Read the full review
    Alaska Airlines Visa Signature
    $95/yr · 70,000 miles + Companion Fare
    Read the full review
    Navy Federal More Rewards / Flagship Rewards
    $49/yr · 35,000 bonus points (a $350 value)

    Editorial take: Alaska Airlines Visa Signature

    The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

    Editorial take: Navy Federal More Rewards / Flagship Rewards

    Common questions

    Which card has the bigger sign-up bonus, Alaska Airlines Visa Signature or Navy Federal More Rewards / Flagship Rewards?
    The Alaska Airlines Visa Signature has the bigger bonus, 70,000 miles + Companion Fare, worth roughly $1,050, versus 35,000 bonus points (a $350 value) (~$350) on the Navy Federal More Rewards / Flagship Rewards.
    Is the Alaska Airlines Visa Signature's $95 annual fee worth it compared to the Navy Federal More Rewards / Flagship Rewards?
    At $95/yr, the Alaska Airlines Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Navy Federal More Rewards / Flagship Rewards's, pick the one whose perks you'll actually use.
    Can I have both the Alaska Airlines Visa Signature and Navy Federal More Rewards / Flagship Rewards?
    Yes, since they're from different issuers (Bank of America and Navy Federal Credit Union) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Alaska Airlines Visa Signature or the Navy Federal More Rewards / Flagship Rewards first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Visa Signature: $3,000 spend in 90 months. Navy Federal More Rewards / Flagship Rewards: $3,500 in ? months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.