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Side-by-side

Alaska Airlines Visa Signature vs IHG One Rewards Premier

Both are well-respected travel cards. The Alaska Airlines Visa Signature comes from Bank of America at $95/yr; the IHG One Rewards Premier from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAlaska Airlines Visa SignatureIHG One Rewards Premier
Annual fee$95$99
Sign-up bonus70,000 miles + Companion Fare185,000 bonus points
Bonus value (est.)$1,050$925
Min spend to unlock bonus$3,000 in 90 mo$3,000 in 3 mo
IssuerBank of AmericaChase
Card categorytravelhotel
Best earning category (Alaska)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
  • Free night award annually
  • Platinum Elite status
  • 4th night free on awards
  • 10x at IHG properties
Read the full review
Alaska Airlines Visa Signature
$95/yr · 70,000 miles + Companion Fare
Read the full review
IHG One Rewards Premier
$99/yr · 185,000 bonus points

Editorial take: Alaska Airlines Visa Signature

The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

Editorial take: IHG One Rewards Premier

A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.

Common questions

Which card has the bigger sign-up bonus, Alaska Airlines Visa Signature or IHG One Rewards Premier?
The Alaska Airlines Visa Signature has the bigger bonus, 70,000 miles + Companion Fare, worth roughly $1,050, versus 185,000 bonus points (~$925) on the IHG One Rewards Premier.
Is the Alaska Airlines Visa Signature's $95 annual fee worth it compared to the IHG One Rewards Premier?
At $95/yr, the Alaska Airlines Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Premier's, pick the one whose perks you'll actually use.
Can I have both the Alaska Airlines Visa Signature and IHG One Rewards Premier?
Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Alaska Airlines Visa Signature or the IHG One Rewards Premier first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Visa Signature: $3,000 spend in 90 months. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.