Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Alaska Airlines Visa Signature vs United Club Business Card

Both are well-respected travel cards. The Alaska Airlines Visa Signature comes from Bank of America at $95/yr; the United Club Business Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAlaska Airlines Visa SignatureUnited Club Business Card
Annual fee$95$695
Sign-up bonus70,000 miles + Companion Fare100,000 miles + 2,000 PQP
Bonus value (est.)$1,050$1,500
Min spend to unlock bonus$3,000 in 90 mo$5,000 in 3 mo
IssuerBank of AmericaChase
Card categorytravelbusiness
Best earning category (Alaska)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
  • United Club membership
  • 1.5x catch-all (highest)
  • Premier Access
  • Free 2 checked bags
Read the full review
Alaska Airlines Visa Signature
$95/yr · 70,000 miles + Companion Fare
Read the full review
United Club Business Card
$695/yr · 100,000 miles + 2,000 PQP

Editorial take: Alaska Airlines Visa Signature

The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

Editorial take: United Club Business Card

Pure United Club access card. Cash equivalent of the lounge membership is $750+/year, so the $695 fee makes sense if you're at United hubs frequently. The 1.5x base earning is the highest catch-all rate among premium business cards.

Common questions

Which card has the bigger sign-up bonus, Alaska Airlines Visa Signature or United Club Business Card?
The United Club Business Card has the bigger bonus, 100,000 miles + 2,000 PQP, worth roughly $1,500, versus 70,000 miles + Companion Fare (~$1,050) on the Alaska Airlines Visa Signature.
Is the Alaska Airlines Visa Signature's $95 annual fee worth it compared to the United Club Business Card?
At $95/yr, the Alaska Airlines Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Club Business Card's, pick the one whose perks you'll actually use.
Can I have both the Alaska Airlines Visa Signature and United Club Business Card?
Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Alaska Airlines Visa Signature or the United Club Business Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Visa Signature: $3,000 spend in 90 months. United Club Business Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.