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Side-by-side

Alaska Airlines Visa Signature vs Sapphire Reserve for Business

Both are well-respected travel cards. The Alaska Airlines Visa Signature comes from Bank of America at $95/yr; the Sapphire Reserve for Business from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Sapphire Reserve for Business is the stronger pick today, the sign-up bonus is meaningfully larger ($1,545 more in estimated value) than the Alaska Airlines Visa Signature's. Get the Sapphire Reserve for Business first; revisit the Alaska Airlines Visa Signature after you've earned that bonus.

FeatureAlaska Airlines Visa SignatureSapphire Reserve for Business
Annual fee$95$795
Sign-up bonus70,000 miles + Companion Fare150,000 points
Bonus value (est.)$1,050$2,595
Min spend to unlock bonus$3,000 in 90 mo$20,000 in 3 mo
IssuerBank of AmericaChase
Card categorytravelbusiness
Best earning category (Alaska)3x1x
Transfer partnersNonechase-ur
Headline benefits
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
    Read the full review
    Alaska Airlines Visa Signature
    $95/yr · 70,000 miles + Companion Fare
    Read the full review
    Sapphire Reserve for Business
    $795/yr · 150,000 points

    Editorial take: Alaska Airlines Visa Signature

    The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

    Editorial take: Sapphire Reserve for Business

    Common questions

    Which card has the bigger sign-up bonus, Alaska Airlines Visa Signature or Sapphire Reserve for Business?
    The Sapphire Reserve for Business has the bigger bonus, 150,000 points, worth roughly $2,595, versus 70,000 miles + Companion Fare (~$1,050) on the Alaska Airlines Visa Signature.
    Is the Alaska Airlines Visa Signature's $95 annual fee worth it compared to the Sapphire Reserve for Business?
    At $95/yr, the Alaska Airlines Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Sapphire Reserve for Business's, pick the one whose perks you'll actually use.
    Can I have both the Alaska Airlines Visa Signature and Sapphire Reserve for Business?
    Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Alaska Airlines Visa Signature or the Sapphire Reserve for Business first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Visa Signature: $3,000 spend in 90 months. Sapphire Reserve for Business: $20,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.