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Side-by-side

Alaska Airlines Visa Signature vs Capital One Spark Cash Plus

Both are well-respected travel cards. The Alaska Airlines Visa Signature comes from Bank of America at $95/yr; the Capital One Spark Cash Plus from Capital One at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Alaska Airlines Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($1,050 more in estimated value) than the Capital One Spark Cash Plus's. Get the Alaska Airlines Visa Signature first; revisit the Capital One Spark Cash Plus after you've earned that bonus.

FeatureAlaska Airlines Visa SignatureCapital One Spark Cash Plus
Annual fee$95$150
Sign-up bonus70,000 miles + Companion Fare$4,000 cash bonus
Bonus value (est.)$1,050-
Min spend to unlock bonus$3,000 in 90 mo-
IssuerBank of AmericaCapital One
Card categorytravelbusiness
Best earning category (Alaska)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
    Read the full review
    Alaska Airlines Visa Signature
    $95/yr · 70,000 miles + Companion Fare
    Read the full review
    Capital One Spark Cash Plus
    $150/yr · $4,000 cash bonus

    Editorial take: Alaska Airlines Visa Signature

    The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

    Editorial take: Capital One Spark Cash Plus

    Common questions

    Which card has the bigger sign-up bonus, Alaska Airlines Visa Signature or Capital One Spark Cash Plus?
    The Alaska Airlines Visa Signature has a public bonus (70,000 miles + Companion Fare, worth roughly $1,050), while the Capital One Spark Cash Plus doesn't advertise one right now.
    Is the Alaska Airlines Visa Signature's $95 annual fee worth it compared to the Capital One Spark Cash Plus?
    At $95/yr, the Alaska Airlines Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Spark Cash Plus's, pick the one whose perks you'll actually use.
    Can I have both the Alaska Airlines Visa Signature and Capital One Spark Cash Plus?
    Yes, since they're from different issuers (Bank of America and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Alaska Airlines Visa Signature or the Capital One Spark Cash Plus first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Visa Signature: $3,000 spend in 90 months. Capital One Spark Cash Plus: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.