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Side-by-side

BJ's One Mastercard vs Marriott Bonvoy Bountiful

Both are well-respected travel cards. The BJ's One Mastercard comes from Capital One at $0/yr; the Marriott Bonvoy Bountiful from Chase at $250/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBJ's One MastercardMarriott Bonvoy Bountiful
Annual fee$0$250
Sign-up bonus85,000 Bonus Points
Bonus value (est.)--
Min spend to unlock bonus-$4,000 in 3 mo
IssuerCapital OneChase
Card categorycashbackhotel
Transfer partnersNoneNone
Headline benefits
    • 50k free night cert
    • Gold status
    • 6x at Marriott
    • Platinum at $60k spend
    Read the full review
    BJ's One Mastercard
    $0/yr ·
    Read the full review
    Marriott Bonvoy Bountiful
    $250/yr · 85,000 Bonus Points

    Editorial take: BJ's One Mastercard

    Editorial take: Marriott Bonvoy Bountiful

    Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.

    Common questions

    Which card has the bigger sign-up bonus, BJ's One Mastercard or Marriott Bonvoy Bountiful?
    Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
    Is the BJ's One Mastercard's $0 annual fee worth it compared to the Marriott Bonvoy Bountiful?
    The BJ's One Mastercard has no annual fee, so the question is whether the Marriott Bonvoy Bountiful's $250 fee is justified by its perks. If you'll use enough of the Marriott Bonvoy Bountiful's benefits to clear $250 in value annually, it's worth it; otherwise stick with the BJ's One Mastercard.
    Can I have both the BJ's One Mastercard and Marriott Bonvoy Bountiful?
    Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the BJ's One Mastercard or the Marriott Bonvoy Bountiful first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. BJ's One Mastercard: no published min spend. Marriott Bonvoy Bountiful: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.