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Side-by-side
BJ's One Mastercard vs Aer Lingus Visa Signature
Both are well-respected travel cards. The BJ's One Mastercard comes from Capital One at $0/yr; the Aer Lingus Visa Signature from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | BJ's One Mastercard | Aer Lingus Visa Signature |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | 75,000 Avios | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | Capital One | Chase |
| Card category | cashback | travel |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
BJ's One Mastercard
$0/yr ·
Read the full review
Aer Lingus Visa Signature
$95/yr · 75,000 Avios
Editorial take: Aer Lingus Visa Signature
Common questions
- Which card has the bigger sign-up bonus, BJ's One Mastercard or Aer Lingus Visa Signature?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the BJ's One Mastercard's $0 annual fee worth it compared to the Aer Lingus Visa Signature?
- The BJ's One Mastercard has no annual fee, so the question is whether the Aer Lingus Visa Signature's $95 fee is justified by its perks. If you'll use enough of the Aer Lingus Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the BJ's One Mastercard.
- Can I have both the BJ's One Mastercard and Aer Lingus Visa Signature?
- Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the BJ's One Mastercard or the Aer Lingus Visa Signature first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. BJ's One Mastercard: no published min spend. Aer Lingus Visa Signature: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.