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Side-by-side

Bilt Palladium vs Mission Lane Visa Credit Card (Green Line Visa)

Both are well-respected travel cards. The Bilt Palladium comes from Bilt / Cardless at $495/yr; the Mission Lane Visa Credit Card (Green Line Visa) from Mission Lane at $59/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Bilt Palladium is the stronger pick today, the sign-up bonus is meaningfully larger ($1,125 more in estimated value) than the Mission Lane Visa Credit Card (Green Line Visa)'s. Get the Bilt Palladium first; revisit the Mission Lane Visa Credit Card (Green Line Visa) after you've earned that bonus.

FeatureBilt PalladiumMission Lane Visa Credit Card (Green Line Visa)
Annual fee$495$59
Sign-up bonus50,000 Bilt Points + $300 Bilt Cash + Bilt Gold statusNone
Bonus value (est.)$1,125$0
Min spend to unlock bonus$4,000 in 3 mo$0 in 0 mo
IssuerBilt / CardlessMission Lane
Card categorytravelcredit-builder
Best earning category (Dining_or_groceries)3x1x
Transfer partnersbiltNone
Headline benefits
  • $400 Bilt Travel hotel credit
  • $200 Bilt Cash bonus
  • Priority Pass + 2 guests
  • All Obsidian-tier benefits
    Read the full review
    Bilt Palladium
    $495/yr · 50,000 Bilt Points + $300 Bilt Cash + Bilt Gold status
    Read the full review
    Mission Lane Visa Credit Card (Green Line Visa)
    $59/yr · None

    Editorial take: Bilt Palladium

    Bilt 2.0's top tier ($495 AF), launched February 7, 2026 by Cardless. Stacks $400 hotel + $200 Bilt Cash + the Obsidian benefit set + Priority Pass with 2 guests. For Bilt loyalists who already hit the rent-day game hard, the math works; for everyone else, Obsidian is plenty.

    Editorial take: Mission Lane Visa Credit Card (Green Line Visa)

    Common questions

    Which card has the bigger sign-up bonus, Bilt Palladium or Mission Lane Visa Credit Card (Green Line Visa)?
    The Bilt Palladium has the bigger bonus, 50,000 Bilt Points + $300 Bilt Cash + Bilt Gold status, worth roughly $1,125, versus None (~$0) on the Mission Lane Visa Credit Card (Green Line Visa).
    Is the Bilt Palladium's $495 annual fee worth it compared to the Mission Lane Visa Credit Card (Green Line Visa)?
    At $495/yr, the Bilt Palladium is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Mission Lane Visa Credit Card (Green Line Visa)'s, pick the one whose perks you'll actually use.
    Can I have both the Bilt Palladium and Mission Lane Visa Credit Card (Green Line Visa)?
    Yes, since they're from different issuers (Bilt / Cardless and Mission Lane) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Bilt Palladium or the Mission Lane Visa Credit Card (Green Line Visa) first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Bilt Palladium: $4,000 spend in 3 months. Mission Lane Visa Credit Card (Green Line Visa): $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.