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Side-by-side

Bilt Mastercard (legacy, Wells Fargo) vs Alaska Airlines Visa Signature

Both are travel travel cards. The Bilt Mastercard (legacy, Wells Fargo) comes from Bilt / Wells Fargo at $0/yr; the Alaska Airlines Visa Signature from Bank of America at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Alaska Airlines Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($1,050 more in estimated value) than the Bilt Mastercard (legacy, Wells Fargo)'s. Get the Alaska Airlines Visa Signature first; revisit the Bilt Mastercard (legacy, Wells Fargo) after you've earned that bonus.

FeatureBilt Mastercard (legacy, Wells Fargo)Alaska Airlines Visa Signature
Annual fee$0$95
Sign-up bonusClosed to new applicants70,000 miles + Companion Fare
Bonus value (est.)$0$1,050
Min spend to unlock bonus$0 in 0 mo$3,000 in 90 mo
IssuerBilt / Wells FargoBank of America
Card categorytraveltravel
Best earning category (Dining)3x1x
Transfer partnersbiltNone
Headline benefits
  • Closed to new applicants (Wells Fargo)
  • Existing cards being migrated
  • Apply for Bilt 2.0 (Cardless) instead
  • 100k pt/yr rent cap (legacy)
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
Read the full review
Bilt Mastercard (legacy, Wells Fargo)
$0/yr · Closed to new applicants
Read the full review
Alaska Airlines Visa Signature
$95/yr · 70,000 miles + Companion Fare

Editorial take: Bilt Mastercard (legacy, Wells Fargo)

Closed to new applicants. Bilt launched its 2.0 portfolio (Blue / Obsidian / Palladium) on February 7, 2026 with Cardless as the new issuer. Existing Wells Fargo Bilt Mastercard holders are being migrated; new applicants should apply for one of the Bilt 2.0 tiers via biltrewards.com.

Editorial take: Alaska Airlines Visa Signature

The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

Common questions

Which card has the bigger sign-up bonus, Bilt Mastercard (legacy, Wells Fargo) or Alaska Airlines Visa Signature?
The Alaska Airlines Visa Signature has the bigger bonus, 70,000 miles + Companion Fare, worth roughly $1,050, versus Closed to new applicants (~$0) on the Bilt Mastercard (legacy, Wells Fargo).
Is the Bilt Mastercard (legacy, Wells Fargo)'s $0 annual fee worth it compared to the Alaska Airlines Visa Signature?
The Bilt Mastercard (legacy, Wells Fargo) has no annual fee, so the question is whether the Alaska Airlines Visa Signature's $95 fee is justified by its perks. If you'll use enough of the Alaska Airlines Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Bilt Mastercard (legacy, Wells Fargo).
Can I have both the Bilt Mastercard (legacy, Wells Fargo) and Alaska Airlines Visa Signature?
Yes, since they're from different issuers (Bilt / Wells Fargo and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Bilt Mastercard (legacy, Wells Fargo) or the Alaska Airlines Visa Signature first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Bilt Mastercard (legacy, Wells Fargo): $0 spend in 0 months. Alaska Airlines Visa Signature: $3,000 in 90 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.