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Side-by-side

Bilt Blue vs Disney Premier Visa Card

Both are travel travel cards. The Bilt Blue comes from Bilt / Cardless at $0/yr; the Disney Premier Visa Card from Chase at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBilt BlueDisney Premier Visa Card
Annual fee$0$49
Sign-up bonus$100 Bilt Cash$200 Disney Gift Card eGift upon approval + $100 statement credit
Bonus value (est.)$100$200
Min spend to unlock bonus$0 in 0 mo$500 in 3 mo
IssuerBilt / CardlessChase
Card categorytraveltravel
Best earning category (Rent)1x1x
Transfer partnersbiltNone
Headline benefits
  • $0 annual fee
  • 1x everywhere, no caps
  • Up to 1.25x on rent
  • Rent Day 2x on the 1st
    Read the full review
    Bilt Blue
    $0/yr · $100 Bilt Cash
    Read the full review
    Disney Premier Visa Card
    $49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit

    Editorial take: Bilt Blue

    The no-fee entry tier of Bilt 2.0, launched February 7, 2026 by Cardless. Flat 1x earn (no bonus categories — those live on Obsidian and Palladium). Best for renters who want the no-fee anchor + full transfer partner access without paying $95+. The 5-transactions-per-cycle minimum from legacy Bilt is gone, and Rent Day still doubles everyday earn on the 1st.

    Editorial take: Disney Premier Visa Card

    Common questions

    Which card has the bigger sign-up bonus, Bilt Blue or Disney Premier Visa Card?
    The Disney Premier Visa Card has the bigger bonus, $200 Disney Gift Card eGift upon approval + $100 statement credit, worth roughly $200, versus $100 Bilt Cash (~$100) on the Bilt Blue.
    Is the Bilt Blue's $0 annual fee worth it compared to the Disney Premier Visa Card?
    The Bilt Blue has no annual fee, so the question is whether the Disney Premier Visa Card's $49 fee is justified by its perks. If you'll use enough of the Disney Premier Visa Card's benefits to clear $49 in value annually, it's worth it; otherwise stick with the Bilt Blue.
    Can I have both the Bilt Blue and Disney Premier Visa Card?
    Yes, since they're from different issuers (Bilt / Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Bilt Blue or the Disney Premier Visa Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Bilt Blue: $0 spend in 0 months. Disney Premier Visa Card: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.