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Side-by-side

Bilt Blue vs Alaska Airlines Visa Signature

Both are travel travel cards. The Bilt Blue comes from Bilt / Cardless at $0/yr; the Alaska Airlines Visa Signature from Bank of America at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Alaska Airlines Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($950 more in estimated value) than the Bilt Blue's. Get the Alaska Airlines Visa Signature first; revisit the Bilt Blue after you've earned that bonus.

FeatureBilt BlueAlaska Airlines Visa Signature
Annual fee$0$95
Sign-up bonus$100 Bilt Cash70,000 miles + Companion Fare
Bonus value (est.)$100$1,050
Min spend to unlock bonus$0 in 0 mo$3,000 in 90 mo
IssuerColumn N.A.Bank of America
Card categorytraveltravel
Best earning category (Lyft)3x1x
Transfer partnersbiltNone
Headline benefits
  • $0 annual fee
  • 1x everywhere, no caps
  • Up to 1.25x on rent
  • Rent Day 2x on the 1st
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
Read the full review
Bilt Blue
$0/yr · $100 Bilt Cash
Read the full review
Alaska Airlines Visa Signature
$95/yr · 70,000 miles + Companion Fare

Editorial take: Bilt Blue

The no-fee entry tier of Bilt 2.0, launched February 7, 2026. 1X base earn on everything else, with 3X on Lyft, up to 4X at Bilt dining partners, and 3X hotels / 2X flights through the Bilt Travel portal. Best for renters who want the no-fee anchor plus full transfer partner access without paying $95+. The 5-transactions-per-cycle minimum from legacy Bilt is gone, and Rent Day doubles everyday earn on the 1st up to 1,000 bonus points.

Editorial take: Alaska Airlines Visa Signature

The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

Common questions

Which card has the bigger sign-up bonus, Bilt Blue or Alaska Airlines Visa Signature?
The Alaska Airlines Visa Signature has the bigger bonus, 70,000 miles + Companion Fare, worth roughly $1,050, versus $100 Bilt Cash (~$100) on the Bilt Blue.
Is the Bilt Blue's $0 annual fee worth it compared to the Alaska Airlines Visa Signature?
The Bilt Blue has no annual fee, so the question is whether the Alaska Airlines Visa Signature's $95 fee is justified by its perks. If you'll use enough of the Alaska Airlines Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Bilt Blue.
Can I have both the Bilt Blue and Alaska Airlines Visa Signature?
Yes, since they're from different issuers (Column N.A. and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Bilt Blue or the Alaska Airlines Visa Signature first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Bilt Blue: $0 spend in 0 months. Alaska Airlines Visa Signature: $3,000 in 90 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.