Bilt Blue vs Alaska Airlines Visa Signature

Common questions

Which card has the bigger sign-up bonus, Bilt Blue or Alaska Airlines Visa Signature?

The Alaska Airlines Visa Signature has the bigger bonus, 70,000 miles + Companion Fare, worth roughly $1,050, versus $100 Bilt Cash (~$100) on the Bilt Blue.

Is the Bilt Blue's $0 annual fee worth it compared to the Alaska Airlines Visa Signature?

The Bilt Blue has no annual fee, so the question is whether the Alaska Airlines Visa Signature's $95 fee is justified by its perks. If you'll use enough of the Alaska Airlines Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Bilt Blue.

Can I have both the Bilt Blue and Alaska Airlines Visa Signature?

Yes, since they're from different issuers (Bilt / Cardless and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Bilt Blue or the Alaska Airlines Visa Signature first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Bilt Blue: $0 spend in 0 months. Alaska Airlines Visa Signature: $3,000 in 90 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.