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Side-by-side

Best Western Rewards Visa Signature Card vs United Business Card

Both are well-respected travel cards. The Best Western Rewards Visa Signature Card comes from First Bank & Trust at $0/yr; the United Business Card from Chase at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Business Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,500 more in estimated value) than the Best Western Rewards Visa Signature Card's. Get the United Business Card first; revisit the Best Western Rewards Visa Signature Card after you've earned that bonus.

FeatureBest Western Rewards Visa Signature CardUnited Business Card
Annual fee$0$150
Sign-up bonusNot advertised100,000 miles + 2,000 PQP
Bonus value (est.)-$1,500
Min spend to unlock bonus-$5,000 in 3 mo
IssuerFirst Bank & TrustChase
Card categorytravelbusiness
Best earning category (Best_western_hotels)4x1x
Transfer partnersNoneNone
Headline benefits
    • $125 credit after 5 UA flights $100+
    • $50 hotel credit 2x/year
    • Free checked bag (you + 1)
    • 2 United Club passes/yr
    Read the full review
    Best Western Rewards Visa Signature Card
    $0/yr ·
    Read the full review
    United Business Card
    $150/yr · 100,000 miles + 2,000 PQP

    Editorial take: Best Western Rewards Visa Signature Card

    Editorial take: United Business Card

    Strong United business card. The free checked bag for two travelers, two club passes, and the under-the-radar $50/twice-per-year hotel credit help cover the $150 AF for any United-leaning small business. The 100k + 2,000 PQP bonus is the sweetener. Post-2025 refresh swapped the old $100/$10k-spend credit for a $125 travel credit unlocked by 5 United flight purchases of $100+.

    Common questions

    Which card has the bigger sign-up bonus, Best Western Rewards Visa Signature Card or United Business Card?
    The United Business Card has a public bonus (100,000 miles + 2,000 PQP, worth roughly $1,500), while the Best Western Rewards Visa Signature Card doesn't advertise one right now.
    Is the Best Western Rewards Visa Signature Card's $0 annual fee worth it compared to the United Business Card?
    The Best Western Rewards Visa Signature Card has no annual fee, so the question is whether the United Business Card's $150 fee is justified by its perks. If you'll use enough of the United Business Card's benefits to clear $150 in value annually, it's worth it; otherwise stick with the Best Western Rewards Visa Signature Card.
    Can I have both the Best Western Rewards Visa Signature Card and United Business Card?
    Yes, since they're from different issuers (First Bank & Trust and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Best Western Rewards Visa Signature Card or the United Business Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Visa Signature Card: no published min spend. United Business Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.