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Best Western Rewards Visa Signature Card vs IHG One Rewards Premier
Both are well-respected travel cards. The Best Western Rewards Visa Signature Card comes from First Bank & Trust at $0/yr; the IHG One Rewards Premier from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the IHG One Rewards Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($925 more in estimated value) than the Best Western Rewards Visa Signature Card's. Get the IHG One Rewards Premier first; revisit the Best Western Rewards Visa Signature Card after you've earned that bonus.
| Feature | Best Western Rewards Visa Signature Card | IHG One Rewards Premier |
|---|---|---|
| Annual fee | $0 | $99 |
| Sign-up bonus | Not advertised | 185,000 bonus points |
| Bonus value (est.) | - | $925 |
| Min spend to unlock bonus | - | $3,000 in 3 mo |
| Issuer | First Bank & Trust | Chase |
| Card category | travel | hotel |
| Best earning category (Best_western_hotels) | 4x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Best Western Rewards Visa Signature Card
$0/yr ·
Read the full review
IHG One Rewards Premier
$99/yr · 185,000 bonus points
Editorial take: IHG One Rewards Premier
A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.
Common questions
- Which card has the bigger sign-up bonus, Best Western Rewards Visa Signature Card or IHG One Rewards Premier?
- The IHG One Rewards Premier has a public bonus (185,000 bonus points, worth roughly $925), while the Best Western Rewards Visa Signature Card doesn't advertise one right now.
- Is the Best Western Rewards Visa Signature Card's $0 annual fee worth it compared to the IHG One Rewards Premier?
- The Best Western Rewards Visa Signature Card has no annual fee, so the question is whether the IHG One Rewards Premier's $99 fee is justified by its perks. If you'll use enough of the IHG One Rewards Premier's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Best Western Rewards Visa Signature Card.
- Can I have both the Best Western Rewards Visa Signature Card and IHG One Rewards Premier?
- Yes, since they're from different issuers (First Bank & Trust and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Best Western Rewards Visa Signature Card or the IHG One Rewards Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Visa Signature Card: no published min spend. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.